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Financial Assistance · Falmouth

Money worries,
around Falmouth.

Find cash assistance, town General Assistance, tax credits, free tax preparation, financial coaching, and benefits support in or around Falmouth.

Find financial support near you

Financial support resources around Falmouth

Local listings and statewide options. Contact the organization before visiting.

  • Benefits & urgent help

    Falmouth General Assistance

    Falmouth Town Hall, 271 Falmouth Road, Falmouth, ME 04105

    Falmouth's General Assistance program offers confidential financial help to residents who struggle to pay for basic needs such as housing, utilities, and food.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Falmouth residents having trouble meeting basic needs such as housing, heating fuel, electricity, or food may apply. The Town reviews household income, expenses, and available resources.

    Confirm details with the organization.

  • Benefits & urgent help

    TANF Cash Assistance & ASPIRE Program

    Statewide support

    Maine's Temporary Assistance for Needy Families program provides monthly cash benefits to families with children. The ASPIRE program helps TANF participants build skills for employment through job training and education supports.

    Hours & eligibility
    Listed hours
    Phone: Mon-Fri 7:00 AM - 4:00 PM
    Who this helps
    Families with dependent children living at home and pregnant individuals may qualify; financial and other eligibility rules apply.

    Confirm details with the organization.

  • Tax credits & help

    CA$H Maine Free Tax Preparation

    Statewide support

    Statewide network of eight coalitions offering free tax preparation through IRS-certified VITA volunteers. Households with combined income of $69,000 or less may qualify, but additional eligibility rules apply; contact a local coalition in January 2027.

    Hours & eligibility
    Listed hours
    Seasonal; local site hours vary. Contact your local coalition in early January 2027 for appointments.
    Who this helps
    Households with combined income of $69,000 or less may qualify, but additional conditions apply; ask a local coalition for 2027 eligibility rules.

    Confirm details with the organization.

  • Money guidance

    New Ventures Maine Financial Programs

    Statewide support

    Free classes and one-on-one coaching in budgeting, credit building, saving, and small business development. A program of UMA with seven locations statewide and online classes.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Open to all Maine adults at no cost. No income requirements. All classes and coaching are free.

    Confirm details with the organization.

  • Benefits & urgent help

    Maine Equal Justice

    Statewide support

    Nonprofit legal aid and economic justice organization helping people access public benefits including TANF, SNAP, MaineCare, and General Assistance. Free legal help with denied or terminated benefits.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Maine residents having trouble accessing public benefits or who have had benefits denied, reduced, or terminated. Direct legal assistance is available to people with incomes at or below 200% of the federal poverty level.

    Confirm details with the organization.

  • Information & Referral Service

    211 Maine

    Statewide support

    Free, confidential 24/7 helpline connecting callers to local resources for financial assistance, housing, food, utilities, healthcare, and more. Text your zip code to 898-211 or search online at 211maine.org.

    Hours & eligibility
    Listed hours
    24 hours a day, 7 days a week
    Who this helps
    211 Maine helps people of all ages across Maine find local services.

    Confirm details with the organization.

  • Tax credits & help

    AARP Foundation Tax-Aide (Maine)

    Statewide support

    Free tax preparation through AARP Tax-Aide at many locations in Maine. Focuses on taxpayers over 50 with low-to-moderate income, but open to all ages.

    Hours & eligibility
    Listed hours
    Generally early February to April 15; appointment and walk-in options vary by site
    Who this helps
    Focus on taxpayers over 50 with low-to-moderate income, but open to all. No AARP membership required.

    Confirm details with the organization.

  • Benefits & urgent help

    Lifeline Phone and Internet Discount

    Statewide support

    Lifeline lowers monthly phone, internet, or bundled service costs for eligible households.

    Hours & eligibility
    Listed hours
    7 days a week, 9:00 AM to 9:00 PM ET
    Who this helps
    You may qualify if your gross household income is at or below 135% of the 2026 Federal Poverty Guidelines, or if you or someone in your household, including a child or dependent, participates in a qualifying program such as SNAP, Medicaid, SSI, Federal Public Housing Assistance, or Veterans Pension and Survivors Benefits. Some survivors of domestic violence, human trafficking, or related crimes may qualify under special rules.

    Confirm details with the organization.

  • Benefits & urgent help

    Maine Child Support Services

    Statewide support

    Maine DHHS can establish paternity, determine, collect, or enforce child support, and locate parents. Some custodial parents may have a $35 annual federal fee for a case if the family has never received TANF cash assistance and DHHS has paid out at least $550 in child support for that case during the federal fiscal year.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Parents who need help establishing paternity, determining, collecting, or enforcing child support, or locating a parent may apply. Parents receiving TANF get child support services automatically.

    Confirm details with the organization.

  • Tax credits & help

    Federal Child Tax Credit and Additional Child Tax Credit

    Statewide support

    A federal tax credit for families with qualifying children.

    Hours & eligibility
    Listed hours
    Monday-Friday, 7:00 AM-7:00 PM local time
    Who this helps
    Qualifying children and dependents must meet IRS rules for the tax year. The taxpayer or spouse filing jointly, and each qualifying child, must have a Social Security number valid for employment in the United States. Other IRS rules and income limits apply.

    Confirm details with the organization.

  • Tax credits & help

    Federal Earned Income Tax Credit

    Statewide support

    A federal tax credit for workers and families with low or moderate income.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Workers with low or moderate income may qualify if they have earned income and meet IRS income, Social Security number, citizenship or residency, and filing rules. People without a qualifying child may still qualify under separate rules.

    Confirm details with the organization.

  • Tax credits & help

    Maine Dependent Exemption Tax Credit

    Statewide support

    Maine's Dependent Exemption Tax Credit is a state tax credit for qualifying children and dependents.

    Hours & eligibility
    Listed hours
    Monday-Friday, 9:00 AM-12:00 PM
    Who this helps
    Maine residents, part-year residents, and nonresidents may qualify for a child or dependent who meets the federal Child Tax Credit rule for the tax year you are filing. Income phaseouts apply. The credit is refundable for residents and part-year residents. Nonresident claims are prorated.

    Confirm details with the organization.

  • Tax credits & help

    Maine Earned Income Credit

    Statewide support

    Maine's Earned Income Credit is a state tax credit tied to the federal Earned Income Tax Credit. People who otherwise meet federal rules but filed a federal return with an IRS-issued ITIN, or are at least 18 with no qualifying child, may also qualify.

    Hours & eligibility
    Listed hours
    Monday-Friday, 9:00 AM-12:00 PM
    Who this helps
    Maine individual income tax filers who qualify for the federal Earned Income Tax Credit may qualify. Some people who otherwise meet federal rules may also qualify if they filed their federal return with an IRS-issued ITIN, or had no qualifying child and were at least 18 on the last day of the tax year. The credit is refundable for Maine residents and part-year residents. Nonresidents may qualify, but their credit cannot reduce Maine income tax below zero.

    Confirm details with the organization.

  • Tax credits & help

    Maine Sales Tax Fairness Credit

    Statewide support

    The Sales Tax Fairness Credit is a refundable credit on a Maine income tax return for eligible residents.

    Hours & eligibility
    Listed hours
    Mon-Fri 9:00 AM-12:00 PM
    Who this helps
    Maine residents who lived in the state during any part of the tax year may qualify if they meet that year’s income limits, are not claimed as a dependent on someone else’s return, and are not married filing separately.

    Confirm details with the organization.

  • Benefits & urgent help

    General Assistance Statewide Help Line

    Statewide support

    Maine General Assistance helps people and families meet basic needs when they do not have enough income or resources.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    You may qualify if your income or resources are not enough to meet your basic needs. Municipalities may also use local eligibility standards.

    Confirm details with the organization.

  • Tax credits & help

    Maine Property Tax Relief Programs for Seniors

    Statewide support

    Maine offers statewide property tax relief, including a 2026 Property Tax Fairness Credit of up to $2,000 for people 65 or older and $1,500 for people under 65, a Homestead Exemption of up to $25,000, and a deferral program for qualifying people 65 or older or unable to work because of disability.

    Hours & eligibility
    Listed hours
    Weekdays, 9:00 AM-12:00 PM for standard MRS phone lines
    Who this helps
    Applicants must be Maine residents who lived in a Maine primary residence, paid property tax or rent, meet income and tax or rent-paid limits, and are not married filing separately. Homestead Exemption: Homeowners who have owned and occupied their Maine home for at least 12 months by April 1. Applicants must be 65 or older or unable to work because of disability, have income under $80,000 and liquid assets under $100,000 if sole owner or $150,000 for multiple owners, and have a Homestead Exemption.

    Confirm details with the organization.

  • Money guidance

    ABLE ME

    Statewide support

    ABLE ME helps eligible Maine residents save for disability expenses such as education, housing, transportation, and assistive technology. It may help protect eligibility for some federal means-tested benefits.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Applicants must live in Maine, have a disability that began before age 46, and have no other ABLE account. They must receive SSI or SSDI, qualify for those benefits but not receive them only because of resource limits, or meet Social Security’s disability standard and have a letter from a licensed physician.

    Confirm details with the organization.

  • Money guidance

    $500 Alfond Grant for Maine Babies

    Statewide support

    The Alfond Grant provides $500 for eligible Maine babies’ future higher education expenses. Children born as Maine residents on or after January 1, 2013 are deemed eligible after FAME receives state birth records.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Children born on or after January 1, 2013 and reported as Maine resident births are deemed eligible when FAME receives state records. Children not reported as Maine resident births may qualify by proving residency at birth. Children born outside Maine may also qualify if a NextGen 529 account is opened by their first birthday while they are Maine residents.

    Confirm details with the organization.

  • Money guidance

    NextGen 529 Grants for Maine Residents

    Statewide support

    FAME offers grants to Maine residents who save for education in a NextGen 529 account. Each grant has its own contribution or activity rules.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Either the account owner or student beneficiary must be a Maine resident when the grant is awarded. Grants are limited to one per beneficiary. The 2026 Initial Matching Grant requires an account opened and funded in 2026, a minimum initial contribution, and a beneficiary not previously named on a NextGen account.

    Confirm details with the organization.

  • Benefits & urgent help

    SNAP Food Benefits (Food Supplement Program)

    Statewide support

    Maine's SNAP program gives eligible households a monthly benefit to buy nutritious food. SNAP may also help with work training and local produce rewards.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Maine residents may qualify based on income, household composition, certain expenses, and other criteria. The household's situation affects eligibility.

    Confirm details with the organization.

  • Benefits & urgent help

    Free and Reduced-Cost Hospital Care (Charity Care)

    Statewide support

    Maine hospitals provide free, medically necessary care to eligible residents. They may also lower hospital bills or offer payment plans based on income.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Maine residents with family income at or below 200% of the federal poverty level qualify for free, medically necessary care. Residents include people who intend to live in Maine, come for a job commitment, or seek work. Tourists and visitors do not qualify. Patients with documented family income at or below 400% of the federal poverty level must be offered a payment plan. Monthly payments cannot exceed 4% of family income that is not protected from collection under state law.

    Confirm details with the organization.

  • Benefits & urgent help

    CoverME.gov Health Insurance Marketplace

    Statewide support

    CoverME.gov is Maine’s official marketplace to compare and enroll in health and dental plans and find financial help.

    Hours & eligibility
    Listed hours
    Mon-Fri 8:00 AM-8:00 PM EST during Open Enrollment (Nov 1-Jan 15); Mon-Fri 8:00 AM-5:00 PM EST outside it (Jan 16-Oct 31). Extra 2026-27 hours and closures are posted online.
    Who this helps
    Maine residents who are U.S. citizens, nationals, or lawfully present noncitizens may enroll if they meet the Marketplace’s incarceration rule. Household size and income affect financial help. Starting January 1, 2027, people in most immigration groups cannot get financial help. Lawful permanent residents, COFA migrants, and Cuban-Haitian entrants may still qualify. Other immigration groups may still be able to buy coverage but not receive savings.

    Confirm details with the organization.

  • Benefits & urgent help

    Social Security Retirement Benefits

    Statewide support

    Social Security Retirement Benefits provide monthly payments to workers who qualify.

    Hours & eligibility
    Listed hours
    Mon-Fri 8:00 AM - 7:00 PM
    Who this helps
    Workers with enough Social Security credits can typically start benefits at age 62. People born in 1929 or later need 40 credits, equal to 10 years of work.

    Confirm details with the organization.

  • Tax credits & help

    Maine Veterans' Property Tax Exemption

    Statewide support

    Maine's Veteran Exemption lowers the taxable value of qualifying veterans' homes. A separate exemption may apply to veterans with a federal grant for specially adapted housing.

    Hours & eligibility
    Listed hours
    Mon-Fri 9:00 AM - 12:00 PM
    Who this helps
    Maine resident veterans who served during a recognized war period may qualify if they are 62 or older, receive 100% disability as a veteran, or became 100% disabled while serving. Certain totally and permanently disabled veterans with a federal grant for specially adapted housing may qualify for a separate exemption.

    Confirm details with the organization.

  • Tax credits & help

    Maine Military Retirement Income Tax Exemption

    Statewide support

    Maine income tax exemption for people who receive military retirement plan benefits.

    Hours & eligibility
    Listed hours
    Mon-Fri 9:00 AM - 12:00 PM
    Who this helps
    People who receive benefits from a military retirement plan, including survivor benefits.

    Confirm details with the organization.

  • Benefits & urgent help

    VA Veterans Pension

    Statewide support

    VA Veterans Pension provides monthly payments to wartime Veterans who meet VA's financial and age or disability rules.

    Hours & eligibility
    Listed hours
    Call to confirm current hours.
    Who this helps
    Wartime Veterans with a discharge other than dishonorable may qualify if their income and net worth meet VA limits and they meet VA's wartime service rules. They must also meet at least one age or disability condition: be 65 or older, have a permanent and total disability, need long-term nursing care because of a disability, or receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

    Confirm details with the organization.

  • Benefits & urgent help

    VA Survivor Benefits (DIC and Survivors Pension)

    Statewide support

    VA provides DIC and Survivors Pension payments to some eligible survivors of service members and Veterans.

    Hours & eligibility
    Listed hours
    Benefits hotline: Monday-Friday, 8:00 a.m.-9:00 p.m. ET
    Who this helps
    Surviving spouses, children, or parents may qualify for DIC when VA’s relationship and service-related death rules are met. Children must meet VA’s age and marital-status rules. A surviving parent’s income must be below VA’s limit. Some surviving spouses or children may also qualify if a Veteran had a service-connected total disability rating for the required period before death. Survivors Pension may be available to surviving spouses and unmarried dependent children of wartime Veterans who meet VA’s service, income, net-worth, and other rules. Children must be under 18, under 23 and attending an approved school, or unable to care for themselves because of a disability that began before age 18.

    Confirm details with the organization.

Listings may include nearby communities. Contact the organization to confirm its current location, hours, and who it serves.

Make the next step manageable.

Different programs help with different costs. You do not have to sort them all out alone.

  1. Name the immediate need

    Say which bill or expense you need help with and when it is due. Ask whether the program helps with that specific cost.

  2. Ask for a document list

    Requirements vary. Ask which household, income, bill, or tax records to gather before applying.

  3. Understand the offer

    Ask whether help is a benefit, direct payment, loan, or counseling service, and whether any fees or repayment terms apply.