Money worries,
around Old Town.
Find cash assistance, town General Assistance, tax credits, free tax preparation, financial coaching, and benefits support in or around Old Town.
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Financial support resources around Old Town
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Call 211 Maine-
Old Town General Assistance
265 Main Street, Old Town, ME 04468
Old Town General Assistance helps residents meet basic needs when they cannot do so on their own.
Hours & eligibility
- Listed hours
- Tue and Thu 8:00 AM - 10:00 AM
- Who this helps
- Old Town residents may qualify if they have no other resources and their household income is below the state maximum for the area and household size. Unemployed or underemployed people who can work must register with Maine Job Service, look for work, and accept job offers. They must also take referred no-cost training and accept a City work assignment if assigned.
Confirm details with the organization.
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TANF Cash Assistance & ASPIRE Program
Statewide support
Maine's Temporary Assistance for Needy Families program provides monthly cash benefits to families with children. The ASPIRE program helps TANF participants build skills for employment through job training and education supports.
Hours & eligibility
- Listed hours
- Phone: Mon-Fri 7:00 AM - 4:00 PM
- Who this helps
- Families with dependent children living at home and pregnant individuals may qualify; financial and other eligibility rules apply.
Confirm details with the organization.
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CA$H Maine Free Tax Preparation
Statewide support
Statewide network of eight coalitions offering free tax preparation through IRS-certified VITA volunteers. Households with combined income of $69,000 or less may qualify, but additional eligibility rules apply; contact a local coalition in January 2027.
Hours & eligibility
- Listed hours
- Seasonal; local site hours vary. Contact your local coalition in early January 2027 for appointments.
- Who this helps
- Households with combined income of $69,000 or less may qualify, but additional conditions apply; ask a local coalition for 2027 eligibility rules.
Confirm details with the organization.
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New Ventures Maine Financial Programs
Statewide support
Free classes and one-on-one coaching in budgeting, credit building, saving, and small business development. A program of UMA with seven locations statewide and online classes.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Open to all Maine adults at no cost. No income requirements. All classes and coaching are free.
Confirm details with the organization.
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Maine Equal Justice
Statewide support
Nonprofit legal aid and economic justice organization helping people access public benefits including TANF, SNAP, MaineCare, and General Assistance. Free legal help with denied or terminated benefits.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Maine residents having trouble accessing public benefits or who have had benefits denied, reduced, or terminated. Direct legal assistance is available to people with incomes at or below 200% of the federal poverty level.
Confirm details with the organization.
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211 Maine
Statewide support
Free, confidential 24/7 helpline connecting callers to local resources for financial assistance, housing, food, utilities, healthcare, and more. Text your zip code to 898-211 or search online at 211maine.org.
Hours & eligibility
- Listed hours
- 24 hours a day, 7 days a week
- Who this helps
- 211 Maine helps people of all ages across Maine find local services.
Confirm details with the organization.
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AARP Foundation Tax-Aide (Maine)
Statewide support
Free tax preparation through AARP Tax-Aide at many locations in Maine. Focuses on taxpayers over 50 with low-to-moderate income, but open to all ages.
Hours & eligibility
- Listed hours
- Generally early February to April 15; appointment and walk-in options vary by site
- Who this helps
- Focus on taxpayers over 50 with low-to-moderate income, but open to all. No AARP membership required.
Confirm details with the organization.
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Lifeline Phone and Internet Discount
Statewide support
Lifeline lowers monthly phone, internet, or bundled service costs for eligible households.
Hours & eligibility
- Listed hours
- 7 days a week, 9:00 AM to 9:00 PM ET
- Who this helps
- You may qualify if your gross household income is at or below 135% of the 2026 Federal Poverty Guidelines, or if you or someone in your household, including a child or dependent, participates in a qualifying program such as SNAP, Medicaid, SSI, Federal Public Housing Assistance, or Veterans Pension and Survivors Benefits. Some survivors of domestic violence, human trafficking, or related crimes may qualify under special rules.
Confirm details with the organization.
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Maine Child Support Services
Statewide support
Maine DHHS can establish paternity, determine, collect, or enforce child support, and locate parents. Some custodial parents may have a $35 annual federal fee for a case if the family has never received TANF cash assistance and DHHS has paid out at least $550 in child support for that case during the federal fiscal year.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Parents who need help establishing paternity, determining, collecting, or enforcing child support, or locating a parent may apply. Parents receiving TANF get child support services automatically.
Confirm details with the organization.
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Federal Child Tax Credit and Additional Child Tax Credit
Statewide support
A federal tax credit for families with qualifying children.
Hours & eligibility
- Listed hours
- Monday-Friday, 7:00 AM-7:00 PM local time
- Who this helps
- Qualifying children and dependents must meet IRS rules for the tax year. The taxpayer or spouse filing jointly, and each qualifying child, must have a Social Security number valid for employment in the United States. Other IRS rules and income limits apply.
Confirm details with the organization.
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Federal Earned Income Tax Credit
Statewide support
A federal tax credit for workers and families with low or moderate income.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Workers with low or moderate income may qualify if they have earned income and meet IRS income, Social Security number, citizenship or residency, and filing rules. People without a qualifying child may still qualify under separate rules.
Confirm details with the organization.
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Maine Dependent Exemption Tax Credit
Statewide support
Maine's Dependent Exemption Tax Credit is a state tax credit for qualifying children and dependents.
Hours & eligibility
- Listed hours
- Monday-Friday, 9:00 AM-12:00 PM
- Who this helps
- Maine residents, part-year residents, and nonresidents may qualify for a child or dependent who meets the federal Child Tax Credit rule for the tax year you are filing. Income phaseouts apply. The credit is refundable for residents and part-year residents. Nonresident claims are prorated.
Confirm details with the organization.
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Maine Earned Income Credit
Statewide support
Maine's Earned Income Credit is a state tax credit tied to the federal Earned Income Tax Credit. People who otherwise meet federal rules but filed a federal return with an IRS-issued ITIN, or are at least 18 with no qualifying child, may also qualify.
Hours & eligibility
- Listed hours
- Monday-Friday, 9:00 AM-12:00 PM
- Who this helps
- Maine individual income tax filers who qualify for the federal Earned Income Tax Credit may qualify. Some people who otherwise meet federal rules may also qualify if they filed their federal return with an IRS-issued ITIN, or had no qualifying child and were at least 18 on the last day of the tax year. The credit is refundable for Maine residents and part-year residents. Nonresidents may qualify, but their credit cannot reduce Maine income tax below zero.
Confirm details with the organization.
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Maine Sales Tax Fairness Credit
Statewide support
The Sales Tax Fairness Credit is a refundable credit on a Maine income tax return for eligible residents.
Hours & eligibility
- Listed hours
- Mon-Fri 9:00 AM-12:00 PM
- Who this helps
- Maine residents who lived in the state during any part of the tax year may qualify if they meet that year’s income limits, are not claimed as a dependent on someone else’s return, and are not married filing separately.
Confirm details with the organization.
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General Assistance Statewide Help Line
Statewide support
Maine General Assistance helps people and families meet basic needs when they do not have enough income or resources.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- You may qualify if your income or resources are not enough to meet your basic needs. Municipalities may also use local eligibility standards.
Confirm details with the organization.
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Maine Property Tax Relief Programs for Seniors
Statewide support
Maine offers statewide property tax relief, including a 2026 Property Tax Fairness Credit of up to $2,000 for people 65 or older and $1,500 for people under 65, a Homestead Exemption of up to $25,000, and a deferral program for qualifying people 65 or older or unable to work because of disability.
Hours & eligibility
- Listed hours
- Weekdays, 9:00 AM-12:00 PM for standard MRS phone lines
- Who this helps
- Applicants must be Maine residents who lived in a Maine primary residence, paid property tax or rent, meet income and tax or rent-paid limits, and are not married filing separately. Homestead Exemption: Homeowners who have owned and occupied their Maine home for at least 12 months by April 1. Applicants must be 65 or older or unable to work because of disability, have income under $80,000 and liquid assets under $100,000 if sole owner or $150,000 for multiple owners, and have a Homestead Exemption.
Confirm details with the organization.
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ABLE ME
Statewide support
ABLE ME helps eligible Maine residents save for disability expenses such as education, housing, transportation, and assistive technology. It may help protect eligibility for some federal means-tested benefits.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Applicants must live in Maine, have a disability that began before age 46, and have no other ABLE account. They must receive SSI or SSDI, qualify for those benefits but not receive them only because of resource limits, or meet Social Security’s disability standard and have a letter from a licensed physician.
Confirm details with the organization.
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$500 Alfond Grant for Maine Babies
Statewide support
The Alfond Grant provides $500 for eligible Maine babies’ future higher education expenses. Children born as Maine residents on or after January 1, 2013 are deemed eligible after FAME receives state birth records.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Children born on or after January 1, 2013 and reported as Maine resident births are deemed eligible when FAME receives state records. Children not reported as Maine resident births may qualify by proving residency at birth. Children born outside Maine may also qualify if a NextGen 529 account is opened by their first birthday while they are Maine residents.
Confirm details with the organization.
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NextGen 529 Grants for Maine Residents
Statewide support
FAME offers grants to Maine residents who save for education in a NextGen 529 account. Each grant has its own contribution or activity rules.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Either the account owner or student beneficiary must be a Maine resident when the grant is awarded. Grants are limited to one per beneficiary. The 2026 Initial Matching Grant requires an account opened and funded in 2026, a minimum initial contribution, and a beneficiary not previously named on a NextGen account.
Confirm details with the organization.
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SNAP Food Benefits (Food Supplement Program)
Statewide support
Maine's SNAP program gives eligible households a monthly benefit to buy nutritious food. SNAP may also help with work training and local produce rewards.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Maine residents may qualify based on income, household composition, certain expenses, and other criteria. The household's situation affects eligibility.
Confirm details with the organization.
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Free and Reduced-Cost Hospital Care (Charity Care)
Statewide support
Maine hospitals provide free, medically necessary care to eligible residents. They may also lower hospital bills or offer payment plans based on income.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Maine residents with family income at or below 200% of the federal poverty level qualify for free, medically necessary care. Residents include people who intend to live in Maine, come for a job commitment, or seek work. Tourists and visitors do not qualify. Patients with documented family income at or below 400% of the federal poverty level must be offered a payment plan. Monthly payments cannot exceed 4% of family income that is not protected from collection under state law.
Confirm details with the organization.
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CoverME.gov Health Insurance Marketplace
Statewide support
CoverME.gov is Maine’s official marketplace to compare and enroll in health and dental plans and find financial help.
Hours & eligibility
- Listed hours
- Mon-Fri 8:00 AM-8:00 PM EST during Open Enrollment (Nov 1-Jan 15); Mon-Fri 8:00 AM-5:00 PM EST outside it (Jan 16-Oct 31). Extra 2026-27 hours and closures are posted online.
- Who this helps
- Maine residents who are U.S. citizens, nationals, or lawfully present noncitizens may enroll if they meet the Marketplace’s incarceration rule. Household size and income affect financial help. Starting January 1, 2027, people in most immigration groups cannot get financial help. Lawful permanent residents, COFA migrants, and Cuban-Haitian entrants may still qualify. Other immigration groups may still be able to buy coverage but not receive savings.
Confirm details with the organization.
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Social Security Retirement Benefits
Statewide support
Social Security Retirement Benefits provide monthly payments to workers who qualify.
Hours & eligibility
- Listed hours
- Mon-Fri 8:00 AM - 7:00 PM
- Who this helps
- Workers with enough Social Security credits can typically start benefits at age 62. People born in 1929 or later need 40 credits, equal to 10 years of work.
Confirm details with the organization.
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Maine Veterans' Property Tax Exemption
Statewide support
Maine's Veteran Exemption lowers the taxable value of qualifying veterans' homes. A separate exemption may apply to veterans with a federal grant for specially adapted housing.
Hours & eligibility
- Listed hours
- Mon-Fri 9:00 AM - 12:00 PM
- Who this helps
- Maine resident veterans who served during a recognized war period may qualify if they are 62 or older, receive 100% disability as a veteran, or became 100% disabled while serving. Certain totally and permanently disabled veterans with a federal grant for specially adapted housing may qualify for a separate exemption.
Confirm details with the organization.
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Maine Military Retirement Income Tax Exemption
Statewide support
Maine income tax exemption for people who receive military retirement plan benefits.
Hours & eligibility
- Listed hours
- Mon-Fri 9:00 AM - 12:00 PM
- Who this helps
- People who receive benefits from a military retirement plan, including survivor benefits.
Confirm details with the organization.
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VA Veterans Pension
Statewide support
VA Veterans Pension provides monthly payments to wartime Veterans who meet VA's financial and age or disability rules.
Hours & eligibility
- Listed hours
- Call to confirm current hours.
- Who this helps
- Wartime Veterans with a discharge other than dishonorable may qualify if their income and net worth meet VA limits and they meet VA's wartime service rules. They must also meet at least one age or disability condition: be 65 or older, have a permanent and total disability, need long-term nursing care because of a disability, or receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
Confirm details with the organization.
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VA Survivor Benefits (DIC and Survivors Pension)
Statewide support
VA provides DIC and Survivors Pension payments to some eligible survivors of service members and Veterans.
Hours & eligibility
- Listed hours
- Benefits hotline: Monday-Friday, 8:00 a.m.-9:00 p.m. ET
- Who this helps
- Surviving spouses, children, or parents may qualify for DIC when VA’s relationship and service-related death rules are met. Children must meet VA’s age and marital-status rules. A surviving parent’s income must be below VA’s limit. Some surviving spouses or children may also qualify if a Veteran had a service-connected total disability rating for the required period before death. Survivors Pension may be available to surviving spouses and unmarried dependent children of wartime Veterans who meet VA’s service, income, net-worth, and other rules. Children must be under 18, under 23 and attending an approved school, or unable to care for themselves because of a disability that began before age 18.
Confirm details with the organization.
Listings may include nearby communities. Contact the organization to confirm its current location, hours, and who it serves.
Make the next step manageable.
Different programs help with different costs. You do not have to sort them all out alone.
Name the immediate need
Say which bill or expense you need help with and when it is due. Ask whether the program helps with that specific cost.
Ask for a document list
Requirements vary. Ask which household, income, bill, or tax records to gather before applying.
Understand the offer
Ask whether help is a benefit, direct payment, loan, or counseling service, and whether any fees or repayment terms apply.